When you buy a life insurance policy, you are essentially transferring your financial risk to a life insurer which then becomes obligated to pay your
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For most people the difficult decision is not “if” they need life insurance, but “how much” life coverage they need. It’s a much bigger decision, and one that
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An increasing number of people are starting to understand that their real risk exposure is not in the costs associated with repairing or replacing their car or
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It seems remarkable that more than one in seven drivers in the United States is uninsured. But with the slumping economy, that number is expected to increase
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Critics of whole life insurance point to the higher premiums these plans require and the inflexibility of the payment schedule. However, when the structure and
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With the average life expectancy surpassing age 85, the number of people who will require some sort of assistance performing daily living functions can be
For anyone who has purchased life insurance, most would agree that it is one of the most critical financial moves they could make. Yet, many people fail to
Unquestionably, disability insurance is more complicated than other forms of insurance. There are a lot of moving parts to understand in order to create the
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There have been enough written and said about annuities to know that they do include certain costs that you wouldn’t ordinarily encounter with other types of
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There are literally hundreds of life insurance providers that offer thousands of life insurance products through a myriad of distribution channels.
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Few consumer products are the object of a love/hate relationship as life insurance. The thought of buying life insurance is not something that most physicians
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Life happens, and, when it does, it sometimes has a tendency to get in the way of the things we are trying do for ourselves and our families.
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